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NEOBANK PLATFORM

Digital Bank
Infrastructure

A unified infrastructure layer for licensed fintechs, neobanks, EMIs, and banks. Wallets, cards, stablecoin issuance, payments, cross-border settlement, yield, compliance, and monitoring operate as one system under your existing license.

Live in weeks
One platform deployed under your brand, across markets
User
onboarding
Wallets
smart accounts
RWA
tokenized assets, T+0 DvP
Cards
Visa, Master
Stablecoin
mint, burn, FX
Payments
x402, settle
Cross-border
multi-corridor
Orchestration layerNeobank
YIELD4.5-6.5% APY
Complianceat the contract
Monitoringaudit trails
Reportingto operator
Settlementonchain
Enduser/merchant
One layer

Wallets, cards, payments, stablecoin, yield, compliance, and orchestration — operated as one system.

One layer
Yield captured natively

4.5-6.5% APY on idle float. Reserve yield accrues to your licensed entity.

Yield captured natively
Compliance stays with your license

Gateway is infrastructure. Your license is the perimeter. Monitoring tooling and audit trails included.

Compliance stays with your license
Live in
weeks

The complete Neobank engine

The Neobank Platform is the orchestration layer that combines four solutions into one deployable platform.

Stablecoin issuance, Payments, RWA, and Yield operate inside one system, governed by a single operator dashboard and a single integration surface.

NEOBANK
full bank, front and back.
Payments infrastructureStablecoin issuanceRWA tokenizationGateway Yield
Stablecoin issuanceMoney and liquidity layer
Gateway YieldRevenue layer

Four engines,
one bank

A unified financial stack built for the onchain economy.

Payments infrastructureTransaction and access layer
RWA tokenizationAssets layer
Stablecoin issuance
  • Mint and burn engine
  • FX and multi-currency support
  • Proof of reserves
  • Gas abstraction
Users hold, move and store value
Payments infrastructure
  • Smart account wallets
  • Card issuance (Visa / Mastercard)
  • Native on-chain payments (x402)
  • Invoicing and escrow
Users pay, receive and transact
RWA tokenization
  • Tokenized treasuries and credit
  • T+0 DvP settlement
  • On-chain compliance
  • Tokenized yield and savings products
Users invest and earn on tokenized assets
Gateway Yield
  • 4.5-6.5% APY on idle float
  • Non-custodial yield engine
The platform captures yield on idle float

From fragmentation
to one system

No single provider delivers the full stack. Core banking, payments, and tokenization remain fragmented. This is the first unified infrastructure layer combining all four.

Accounts
Payments
Stablecoins
Tokenization
Yield
Privacy
Shadow Ledger
Compliance
One System.

Who is this infrastructure built for?

Organizations launching digital financial products.

Fintechs and neobanks

Launch a full neobank stack for underserved markets. Stablecoin savings, remittances, cards, and yield from day one.

Deployment:White-label
Regional and private banks

Add a digital product layer without replacing core systems. White-label apps, stablecoin infrastructure, yield on deposits.

Deployment:White-label + SD
Telecoms in financial services

Convert a subscriber base into financial users. Wallets, payments, and yield on top of existing KYC.

Deployment:White-label + SD
GATEWAY YIELD

The revenue
engine

Five sources of idle capital route into one yield engine. Returns flow back as platform revenue and user-facing savings returns, with distribution governed by operator policy.

Gateway Yield Engine flow diagram: idle capital sources route through the yield engine into yield mechanisms and outflows
Non-custodial

Assets remain under your control.

Policy-driven

Execution follows predefined rules and limits.

Portfolio-based

Yield generated through a diversified index.

Compliance-ready

PwC-audited structure and institutional standards.

Performance-aligned

Gateway participates through a performance fee of 10%.

ARCHITECTURE

Six layers, one orchestration surface

The Neobank platform operates the orchestration layer of a six-layer stack. Existing core systems remain in place.

END-USER LAYER
White-label neobank mobile app
OPERATOR LAYER
Operator compliance dashboard
NEOBANK
ORCHESTRATION LAYER
PARTNER NETWORK
Compliance providersCustody providersFiat on and off-ramp partnersCard issuing partners
ONCHAIN LAYER
Onchain smart contract layer
Any EVM blockchain

The complete stack

The operational infrastructure already integrated.

End-user product
  • Smart wallets
  • Virtual and physical cards
  • Stablecoin savings
  • Yield accounts
  • Remittances
  • x402 payments
Operator controls
  • User management
  • Compliance and KYC/AML
  • Card issuing
  • Revenue dashboard
  • Role-based access
  • Audit trail
Infrastructure
  • Stablecoin issuance
  • Payments infrastructure
  • Shadow ledger
  • Card authorization
  • x402 facilitator
  • Account abstraction (EIP-4337)
  • KYC service
  • API Gateway
Ecosystem
  • Gateway Yield
  • Gateway Privacy
  • RWA tokenization
  • Multi-chain deployment
  • Fiat on/off ramps (173 countries)
  • Card networks
  • AI-agent payments

Built for operational control

Configure access, permissions, and onchain workflows through a unified dashboard built for institutions operating at scale.

Gateway operator dashboard with access control and compliance workflows

BUILD THE FUTURE OF FINANCE

Ready to scale your institution onchain?

Partner with the trusted infrastructure provider for institutions on Ethereum. We handle the complexities of onchain settlement, so you can focus on customer experience and new revenue streams.

Schedule a strategic consultation

Discuss your digital asset roadmap with our architects. Whether you are exploring stablecoin payments, RWA tokenization, or institutional yield, we will help you map out a compliant, rapid deployment strategy.

Book a call
  • 24/7 enterprise-grade SLA

    Uninterrupted global operations, fully managed infrastructure, and dedicated round-the-clock support.

  • Deep protocol expertise

    Built by core Ethereum contributors. We deliver secure, production-ready infrastructure you can trust.

  • End-to-end vertical stack

    From secure bare-metal servers to the financial application layer. Simplify your operations with a single, unified provider.

  • Compliance by design

    Built for regulated institutions. Fluent in MiCA, Basel III, and ISO 20022 standards with immutable audit trails.

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